Option 1 - Flat Rate Pricing
In-Person Payments 2.45% + 10 cents

Payments using the Sky Systemz mobile application, Terminal application, or Web point of sale by swipe (magstripe cards) or dip (chip cards)

Card-Not-Present Payments 3.30% + 15 cents

Take payments by invoice, over-the-phone, manually entering card numbers on the Sky app, in the Sky online store, or in subscriptions and card-on-file payments.

Option 2 - Pass the Fee

Or, if you’re tired of eating credit card processing fees, you can “pass the fee”. That means your customer pays a small surcharge for using a credit card, 3.25%, and Sky is 100% FREE for your company to use! More than half of Sky customers “pass the fee” with the plan growing in popularity during Covid shutdowns.

Sky customers ranging from restaurants with small tickets to moving companies with big tickets are now passing the fee to retain more of their money. Customers that want to avoid the additional fee will pay with cash or check! And if passing the fee is ever an issue for your client, you can turn this feature off for a singular transaction.

The graphic below shows you ACTUAL weekly savings from one of our loyal merchants. The whole reason they signed up was so they could pass the fee! To help you visualize this even more, look at the amount of ‘product’ you give away by not passing the fee.

Real World Savings PASSING THE FEE

Actual sky Merchant Weekly Report Total Transactions Total Revenue
Card Present(CP) 134 $7,428.90
Card Not Present(CNP) 22 $1,282.21
Square CP Rate: 2.6% + 10¢ per transaction Square CNP Rate: 3.5% + 15¢ per transaction
Actual sky Merchant Weekly Report Total Transactions Total Revenue
Card Present(CP) 134 $7,428.90
Card Not Present(CNP) 22 $1,282.21
Total Fees Saved $254.73


  • 9 - $30 Items
  • 14 - $20 Items
  • 17 - $15 Items
  • 25 - $10 Items
  • 51 - $5 Items

Right now with increased regulations on small and mid-sized businesses (SMEs) and widely known ongoing difficulties caused by Covid 19, consumers are especially receptive to eliminating the cost of processing fees. Collectively, there has never been a better time to introduce “Pass the Fee” pricing to your customers.

Option 3 - Custom Pricing

Does your business process $20k or more a month? $200,000 over 12 months? If so, you may qualify for a custom pricing quote; otherwise known as Interchange plus pricing

How does this work?
Simply request a review from your account manager.

As part of the verification process we will need 3 months worth of your statements to verify your processing volume. Once we have verified your processing volume, we will negotiate your custom rate and sign a rate agreement.

If you are a new business or don’t have three processing statements, Sky will review your account after the first billing cycle for wholesale pricing solutions. If approved, you will receive a refund on fees paid during the first billing cycle along with an adjusted rate. Sky will then monitor your account for new opportunities to lower your cost basis.

What Makes Our Pricing Better
We Believe In Transparency

Every Sky Systemz customer works with their account manager to choose the pricing plan that is best for them, and then that rate never changes. We publish our rates and communicate them openly without ever asking to see processing statements from our customers.

Consistency Matters To Us

We want our customers to know exactly what to expect. That’s not possible with an interchange plus model that charges different fees for different cards. Therefore, we charge the same rates regardless of what cards are used, even if it’s an American Express.

Never, Will You Pay Additional Fees

Sky Systemz has no monthly fees, no startup fees, no cancelation fees, no contract, and every single feature within the platform is free to its customers. That’s right! Once you are a Sky Systemz merchant, you have access to everything we have to offer, and the best news is we keep adding new features every week.

FAQ Frequently Asked Questions

Sky offers next day funding, so Sky Paymentz customers will receive any payments made on Monday by 9:00 PM ET on Tuesday. Any payments during the weekend will be received on Tuesday. More information can be found in our help center - https://support.skysystemz.com/hc/en-us/articles/4408459370644-When-will-I-typically-receive-deposits

Yes. After completing the 5 minute registration process you can immediately start processing payments by using the Sky Systemz mobile application ( App Store) ( Google Play) or by logging into SkySystemz.com you can take a manual payment. You will then receive an email and phone call from your dedicated account manager to assist with any hardware purchases and the setup of your Sky account.

Sky asks basic business and personal questions during registration, such as name, address, EIN, and banking information. It takes approximately 5 minutes to complete our registration and begin processing payments. However, Sky uses next generation underwriting and verification technology to identify you as the business owner and to verify your business. If you do not answer questions accurately, we may ask additional questions or require documentation such as processing statements, drivers license, or business licenses for verification purposes.

Sky first attempts to verify your identity and ownership with the last 4 of your social security number. If we are unable to verify, we will require the full social security number to satisfy federal and state guidelines surrounding Knowing Your Customer (KYC) and Anti Money Laundering (AML).

Sky does sell equipment and offers special discount incentives for merchants that provide three recent processing statements. Sky also offers a $50 credit for every $5,000 processed in the first billing cycle for hardware purchases made during the first billing cycle. You can make purchases from the Sky online store

    Sky’s service is nationwide but our physical presence to offer personalized customer service and POS setups is in three states, Kentucky, Tennessee, and Indiana and the metropolitan areas of St. Louis and Orlando.

    Yes, Sky can assist with the transition and as a subscriber to Cloud Servicez we can rebuild your website if you prefer. This will keep all of your services, both in store and online in one place.

    Yes. Sky Cloud Servicez offers two plans with Pro and Pro+ to build, host, and maintain custom websites. The typical buildout time is 1-2 weeks.

    Sky’s support team and your dedicated account manager are available by text, email, or phone. We are always here when you need us.

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