Accept Card Payments without the Cost of Processing Payments

Sky offers the first ever business management and operating platform for small and medium sized businesses to safely and compliantly “pass the fee” associated with card payments to their customers.

Cash Discount Pricing

Often referred to as Cash Discount, instead of paying 2% or 3% everytime a customer makes a card payment, Sky’s purpose built software figures the cost of accepting card payments and incorporates that cost into the transaction. Your customer can choose to pay the small fee or receive a discount for paying with cash or ACH.

Save 10s of Thousands of Dollars Annually

Sky’s proprietary technology allows you to avoid processing fees while offering a full service business management software
system. See how cash discount pricing and the avoidance of processing fees can save you mountains of cash each year.

Standard Processing Costs
Sky’s Cash Discount Pass the Fee Program
Monthly Processing Volume
Processing Fees
Hardware & Misc. Fees
Total Cost Of
$1,475/mo or $17,700/yr
Includes free hardware and an estimated average processing cost of 2.75% between card present and card not present transactions.
12 Month Total Savings


What you pay in processing fees each year is equivalent to

  • Two weeks of business revenue!

  • Annual payroll for a staff member

  • A nice vacation…. Or two! 

  • A 25% increase in your annual profits! 

You will save money by using Sky, but there are
other benefits, too.

Chargeback Protection 

Chargebacks occur when a payer disputes the legitimacy of a transaction, and is a term that small and midsized businesses know all too well. The effect of digital payment technology adoption has been a surge in chargebacks over the last decade.

Pass the Fee without Fear of

Sky estimates that chargebacks cost small and midsized businesses (SMBs) $225 billion each year with 81% lacking validity. Sky offers the industry’s best chargeback protection technology for SMBs that include custom digital disclosures that have reduced chargeback claims for Sky customers by 500%.

Sky’s unique ability to reduce and win chargebacks makes our payment solution the best for passing the fee and cash discount processing.

Complete Oversight

Upload product, inventory, employee, and customer information to quickly keep track of preferences, subscriptions, purchases, and more. 

Operationz Suite Features

Accept payments via credit card, debit card, ACH, Apple Pay, Google Pay, or directly on your website

  • No contracts
  • No monthly fees
  • No setup costs
  • No hidden fees
  • 24/7 customer service
  • Product support

Get in Touch With Us!

Have a question? Our team is here to help. Submit a query below, and we ll be in touch!

  • Office Address
    333 West Vine St, 18th floor Lexington, KY 40507
  • Phone Number
    (844) 398-3884
  • Email Us

Frequently Asked Questions

We serve as a convenient resource for users, customers, or readers to find solutions to
their queries without the need for direct contact with customer support

Sky offers next day funding, so Sky Paymentz customers will receive any payments made on Monday by 9:00 PM ET on Tuesday. Any payments during the weekend will be received on Tuesday. More information can be found in our help center -

Yes. After completing the 5 minute registration process you can immediately start processing payments by using the Sky Systemz mobile application ( App Store) ( Google Play) or by logging into you can take a manual payment. You will then receive an email and phone call from your dedicated account manager to assist with any hardware purchases and the setup of your Sky account.

Sky asks basic business and personal questions during registration, such as name, address, EIN, and banking information. It takes approximately 5 minutes to complete our registration and begin processing payments. However, Sky uses next generation underwriting and verification technology to identify you as the business owner and to verify your business. If you do not answer questions accurately, we may ask additional questions or require documentation such as processing statements, drivers license, or business licenses for verification purposes.

Sky first attempts to verify your identity and ownership with the last 4 of your social security number. If we are unable to verify, we will require the full social security number to satisfy federal and state guidelines surrounding Knowing Your Customer (KYC) and Anti Money Laundering (AML).

Sky does sell equipment and offers special discount incentives for merchants that provide three recent processing statements. Sky also offers a $50 credit for every $5,000 processed in the first billing cycle for hardware purchases made during the first billing cycle. You can make purchases from the Sky online store

Sky’s service is nationwide but our physical presence to offer personalized customer service and POS setups is in three states, Kentucky, Tennessee, and Indiana and the metropolitan areas of St. Louis and Orlando.

Yes, Sky can assist with the transition and as a subscriber to Cloud Servicez we can rebuild your website if you prefer. This will keep all of your services, both in store and online in one place.

Yes. Sky Cloud Servicez offers two plans with Pro and Pro+ to build, host, and maintain custom websites. The typical buildout time is 1-2 weeks.

Sky’s support team and your dedicated account manager are available by text, email, or phone. We are always here when you need us.

Sky Systemz is not currently seeking investor capital, but your investment in our products and services helps us grow!