Sky’s Fee

Our fee structure in the interchange plus model is simple, we get paid when you make money. We are structurally incentivized for your success.

In this plan, Sky Charges 0.5% of the money transacted through its network as its fee.

What is Interchange?

What card companies and issuing banks charge for each transaction.

Card companies Visa, Mastercard, Discover, and American Express have fees associated with each card type. Here you will find Visa’s Fee Schedule that cover 100s of different card types and various usage situations.

A CPS/Retail, debit card would have an interchange cost of 0.80% + 15 cents. If your business accepted a Visa retail debit card for $100 then your cost would be $1.70 with our interchange plus 0.5% pricing model. Or, 1.7%

Who should use interchange plus pricing?

For businesses that accept a lot of debit cards, the interchange plus model will save your business a lot of money.

For businesses that accept a lot of credit cards and reward cards, interchange prices will be higher

Interchange plus in most cases is cheaper than Sky’s flat rate price plan, but the cost per transaction and rate is variable. Sky offers tools to figure your rate with little effort, but the structure of an interchange plus model makes it less predictable.

Businesses that choose interchange plus pricing must understand these variables.

Below is a table showing the fee structure and realized rate of interchange plus 0.5% in a retail environment from an actual customer.

TXs Total Rate Program Fee Sky Fee Description Total Fee
3 $2,245.61 1.58% $0.10 $16.84 Visa Retail Credit $52.62
10 $9,231.21 0.87% $0.15 $69.23 Visa Retail Check Debit $151.06
36 $30,213.37 0.12% $0.22 $226.60 Visa US Regulated Debit $270.78
6 $3,906.32 1.12% $0.15 $29.29 Mastercard Merit III Debit $73.94
1 $3,502 2.47% $0.10 $26.26 American Express Prof Serv Tier 4 $112.86
Transactions Total Volume Total Fees (Interchange Plus) Realized Rate
56 $49,098.51 $661.26 1.34%
Contact Us Today!

Our mission is to give our customers a competitive advantage in their marketplace by using services from ODP Solutions, Inc.

We do so by providing personalized customer service, low processing fees, and offering our full suite of services to every customer for free. This includes free advertising and a dedicated product specialist to ensure that your business is leveraging all of our tools and features to achieve growth and cost savings.

Tollfree (859) 977-9166

Frequently Asked Questions

We serve as a convenient resource for users, customers, or readers to find solutions to
their queries without the need for direct contact with customer support

Sky offers next day funding, so Sky Paymentz customers will receive any payments made on Monday by 9:00 PM ET on Tuesday. Any payments during the weekend will be received on Tuesday. More information can be found in our help center -

Yes. After completing the 5 minute registration process you can immediately start processing payments by using the Sky Systemz mobile application ( App Store) ( Google Play) or by logging into you can take a manual payment. You will then receive an email and phone call from your dedicated account manager to assist with any hardware purchases and the setup of your Sky account.

Sky asks basic business and personal questions during registration, such as name, address, EIN, and banking information. It takes approximately 5 minutes to complete our registration and begin processing payments. However, Sky uses next generation underwriting and verification technology to identify you as the business owner and to verify your business. If you do not answer questions accurately, we may ask additional questions or require documentation such as processing statements, drivers license, or business licenses for verification purposes.

Sky first attempts to verify your identity and ownership with the last 4 of your social security number. If we are unable to verify, we will require the full social security number to satisfy federal and state guidelines surrounding Knowing Your Customer (KYC) and Anti Money Laundering (AML).

Sky does sell equipment and offers special discount incentives for merchants that provide three recent processing statements. Sky also offers a $50 credit for every $5,000 processed in the first billing cycle for hardware purchases made during the first billing cycle. You can make purchases from the Sky online store

Sky’s service is nationwide but our physical presence to offer personalized customer service and POS setups is in three states, Kentucky, Tennessee, and Indiana and the metropolitan areas of St. Louis and Orlando.

Yes, Sky can assist with the transition and as a subscriber to Cloud Servicez we can rebuild your website if you prefer. This will keep all of your services, both in store and online in one place.

Yes. Sky Cloud Servicez offers two plans with Pro and Pro+ to build, host, and maintain custom websites. The typical buildout time is 1-2 weeks.

Sky’s support team and your dedicated account manager are available by text, email, or phone. We are always here when you need us.

Sky Systemz is not currently seeking investor capital, but your investment in our products and services helps us grow!